PRIVACY NOTICE

This is the privacy notice of https://new.capital/ referred to in this document as “New Capital”, “we”, “our”, or “us”.

This website is operated by New Capital LT, UAB
. We are registered in Lithuania under registration number 304696871, and our registered office is at Lvovo str. 13C – 5, LT-09313, Vilnius, Lithuania.

A. INTRODUCTION

This is a notice to inform you of our policy about all information that we record about you. It sets out the conditions under which we may process any information that we collect from you, or that you provide to us. It covers information that could identify you (“personal information”) and information that could not. In the context of the law and this notice, “process” means collect, store, transfer, use or otherwise act on information.

  • We regret that if there is any information in this Privacy Policy with which you disagree, your only recourse is to leave our website immediately.
  • We take the protection of your privacy and confidentiality seriously. We understand that all visitors to our website are entitled to know that their personal data will not be used for any purpose unintended by them, and will not accidentally fall into the hands of a third party.
  • We undertake to preserve the confidentiality of all information you provide to us.
  • Our policy complies with Ireland law accordingly implemented, including that required by the EU General Data Protection Regulation (GDPR).
  • The law requires us to tell you about your rights and our obligations to you regarding the processing and control of your personal data. To comply with this law, we therefore request that you read the information provided at knowyourprivacyrights.org
  • Except as set out below, we do not share, sell, or disclose to a third party, any information collected through our website.

B. WHAT INFORMATION DO WE COLLECT AND HOW WILL WE USE IT

When you
Information being collected
Reason
Basis
Visit our website Cookies
Pixels,
Browser related data
to improve the browsing experience,
to accommodate the design of our website
Consent
Register and create an account Name
Surname
Email
Phone number
IP address
VAT ID or Tax ID
Residence address
Geographic location
Date and time of your request.
to create a user account for you
to enable us to contact you regarding the management of your account
Contract by accepting our terms and agreements
to send you news and information regarding our products and services Consent
Verify your account details A photo of you holding your passport or national ID card, document number and expiration date to verify your identity Contract, Legal
Purchase our services Name and Surname
Billing address

to verify your details

to minimize fraud

to invoice you

Contract
Payment method details to process your payments to us Contract
End-user proof of address (usually a recent utility bill) Customer ID/driving license/residence permit copies to comply with local regulations where end user information is required
in order to use local services
Legal
Contact our support team

Your name, email address and phone number

Customer identification

to provide the needed support and customer care

Contract, when you are a registered user or customer or service provider

 

Consent in all other cases

The contents of your messages

THE BASES ON WHICH WE PROCESS INFORMATION ABOUT YOU

The law requires us to determine under which of six defined bases we process different categories of your personal information, and to notify you of the basis for each category. If a basis on which we process your personal information is no longer relevant then we shall immediately stop processing your data. If the basis changes then, if required by law, we shall notify you of the change and of any new basis under which we have determined that we can continue to process your information.

  • Information we process because we have a contractual obligation with you when you register to create an account on our website, buy a product or service from us, or otherwise agree to our terms and conditions, a contract is formed between you and us. In order to carry out our obligations under that contract, we must process the information that you provide to us. Some of this information may be personal information. We may use this information in order to:
    • verify your identity for legal purposes
    • promote products and services to you
    • provide you with our services
    • provide you with suggestions and advice on products, services and how to obtain the most from using them and our website
  • Information we process with your consent through certain actions when otherwise there is no contractual relationship between us, such as when you browse our website or ask us to provide you with more information about our business, including our products and services, you provide your consent to us to process information that may be personal information. Wherever possible, we aim to obtain your explicit consent to process this information, for example, by asking you to agree to our use of cookies. Sometimes you might give your consent implicitly, such as when you send us a message by e-mail to which you would reasonably expect us to reply. Except where you have consented to our use of your information for a specific purpose, we do not use your information in any way that would identify you personally. We may aggregate it in a general way and use it to provide class information, for example, to monitor the performance of a particular page on our website. We continue to process your information on this basis until you withdraw your consent. You may withdraw your consent at any time by instructing us at contact@new.capital. However, if you do so, you may not be able to use our website or our services further.
  • Information we process for the purposes of legitimate interests we may process information on the basis there is a legitimate interest, either to you or to us, of doing so. Where we process your information on this basis, we do after having given careful consideration to:
    • whether the same objective could be achieved through other means
    • whether processing (or not processing) might cause you harm
    • whether you would expect us to process your data, and whether you would, in the round, consider it reasonable to do so
  • record-keeping for the proper and necessary administration of our business
  • responding to unsolicited communication from you to which we believe you would expect a response
  • protecting and asserting the legal rights of any party
  • insuring against or obtaining professional advice that is required to manage business risk
  • protecting your interests where we believe we have a duty to do so.
  • Information we process because we have a legal obligation. We are subject to the law therefore, we must process your information in order to comply with statutory obligations. For example, we may be required to give information to legal authorities if they so request or if they have the proper authorisation such as a search warrant or court order. This may include your personal information.

RETENTION PERIOD FOR PERSONAL DATA

Except as otherwise mentioned in this privacy notice, we keep your personal information only for as long as required by us:

  • to provide you with the services you have requested;
  • to comply with other laws, including for the period demanded by tax authorities (this will typically be a period of 7 years);
  • to support a claim or defence in court.

If have not purchased or otherwise used any of our services, your personal information may be deleted by deleting your account.

USE OF INFORMATION WE COLLECT THROUGH AUTOMATED SYSTEMS WHEN YOU VISIT OUR WEBSITE

  • Cookies
    Cookies are small text files that are placed on your computer’s hard drive by your web browser when you visit any website. They allow information gathered on one web page to be stored until it is needed for use on another, allowing a website to provide you with a personalised experience and the website owner with statistics about how you use the website so that it can be improved. Some cookies may last for a defined period of time, such as one day or until you close your browser. Others last indefinitely. Your web browser should allow you to delete any cookies you choose. It also should allow you to prevent or limit their use. Our website uses cookies. They are placed by software that operates on our servers, and by software operated by third parties whose services we use. When you first visit our website, we ask you whether you wish us to use cookies. If you choose not to accept them, we shall not use them for your visit except to record that you have not consented to their use for any other purpose. If you choose not to use cookies or you prevent their use through your browser settings, you will not be able to use all the functionality of our website. We use cookies in the following ways:

    • to track how you use our website
    • to record whether you have seen specific messages we display on our website
    • to enable you to sign in to your account on our site
    • to maintain the conversation session during a live chat with our support team

Pixels are a small amount of code on a web page or in an email notification. We may use pixels to learn whether you’ve interacted with certain of web or email content on our Services. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.

  • Personal identifiers from your browsing activity
    Requests by your web browser to our servers for web pages and other content on our website are recorded. We record information such as your geographical location, your Internet service provider and your IP address. We also record information about the software you are using to browse our website, such as the type of computer or device and the screen resolution. We use this information in aggregate to assess the popularity of the web pages on our website and how we perform in providing content to you. If combined with other information we know about you from previous visits, the data possibly could be used to identify you personally, even if you are not signed in to our website.
  • Our use of remarketing
    Remarketing involves placing a cookie on your computer when you browse our website in order to be able to serve to you an advertisement for our products or services when you visit some other website. We may use a third party to provide us with remarketing services from time to time. If so, then if you have consented to our use of cookies, you may see advertisements for our products and services on other websites.

C. SHARING INFORMATION

  • Third-party service providers or consultants. We engage third-party service providers to process payments on our behalf. These providers are limited to only accessing or using this data to provide services to us and must provide reasonable assurances they will appropriately safeguard the data. We do not store your credit card information.
  • Compliance with Legal Obligations. We will disclose your or your end users’ personal information to a third party if (i) we required to do so by applicable law, regulation, legal process or a government request (including to meet national security or law enforcement requirements), (ii) to enforce our agreements and policies, (iii) to protect the security or integrity of our services and products, (iv) to protect ourselves, our other customers, or the public from harm or illegal activities, or (v) to respond to an emergency which we believe in good faith requires us to disclose data to assist in preventing a death or serious bodily injury.
  • We may share your personal information or your end users’ personal information with an affiliate company, such as a subsidiary of New Capital. We and our subsidiaries will only use the information as described in this notice.
  • Aggregated or de-identified data. We might also share data with third parties if the data has been de-identified or aggregated in a way so it cannot be used to identify you or your end users. How third-party service providers handle this data is generally determined by those providers’ own policies and local regulations.

D. INTERNATIONAL TRANSFER OF INFORMATION

The provision of our services requires the transfer of data outside of the European Economic Area (the “EEA”). In order to fulfil our contractual obligations to you, we may transfer, process and store your information in any country in which New Capital or its affiliates, subsidiaries, suppliers or agents maintain facilities. Information collected within the EEA may, for example, be transferred to and processed in a country outside of the EEA which may not provide the same level of protection for personal data as within the EEA. By using our Services, you consent to any such transfer of your information outside your country.

E. COMMUNICATIONS AND NOTIFICATIONS

As part of the service, we may send you messages relating to your account and the services you are using, such as invoices, payment receipts, low balance alerts, technical notifications and other issues. These messages comprise a mandatory part of the services. If you wish to stop them, you must cancel your services. When you contact us, whether by telephone, through our website or by e-mail, we collect the data you have given to us in order to reply with the information you need. We record your request and our reply in order to increase the efficiency of our business. We keep personally identifiable information associated with your message, such as your name and email address so as to be able to track our communications with you to provide a high-quality service. If you contact our sales or support teams, we will respond to your communications by means of live chat, email or telephone. We may contact you from time to time to keep you up to date with news about our services, including new products, campaigns, promotions and payment methods. You can stop receiving promotional messages by following the instructions included in such messages.

F. THIRD PARTY SITES

Our website may contain links to the websites of third parties. These sites are not under our control and will have their own Privacy Policy.

G. USE OF SITE BY CHILDREN

We do not sell products or provide services for purchase by children, nor do we market to children. If you are under 18, you may use our website only with consent from a parent or guardian.

H. ACCESS TO YOUR OWN INFORMATION

ACCESS TO YOUR OWN INFORMATION

At any time, you may review or update personally identifiable information that we hold about you, by signing in to your account on our website. To obtain a copy of any information that is not provided in your account section on our website you may send us a request at contact@new.capital . After receiving the request, we will inform you when we expect to provide you with the information, and whether we require any fee for providing this information to you.

REMOVAL OF YOUR INFORMATION

If you wish us to remove personally identifiable information from our website, you may contact us at contact@new.capital . This may limit the service we can provide to you.

VERIFICATION OF YOUR INFORMATION

When we receive any request to access, edit or delete personal identifiable information, we shall first take reasonable steps to verify your identity before granting you access or otherwise taking any action. This is important to safeguard your information.

F. HOW YOU CAN COMPLAIN

If you are dissatisfied with our privacy policy or if have any complaint then you should inform us by email at contact@new.capital . If a dispute is not settled, then we hope you will agree to attempt to resolve it by engaging in good faith with us in a process of mediation or arbitration. If you are in any way dissatisfied about how we process your personal information, you have a right to lodge a complaint with the Data Protection Commissioner.